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Health Insurance Mandates in the States, 2012
April 9, 2013

April, 2013
49 pages
PDF

CAHI’s annual state-by-state report of mandates, separated into three categories: benefits, providers and covered populations. Totals for each state and mandate are also included (“Total Mandates by State” and “Nationwide Total by Mandate” tables). Thus, anyone can easily determine how many mandates -- and which ones -- each state has passed. Additionally, CAHI’s independent Actuarial Working Group on Mandated Benefits analyzed company data and their experience and provided cost-range estimates -- less than 1 percent, 1-3 percent, 3-5 percent and 5-10 percent -- if the mandate were added to a policy that did not include the coverage.

"Health Insurance Mandates in the States, 2012" is published along with two other related reports and should be reviewed in their entirety in order to gain a complete picture of the mandated benefit and provider chart.

The corresponding documents to review are:

  • Frequently Asked Mandated Benefit Questions, 2012 — This report provides a fuller explanation of our mandated benefit research methodology, and is included in this publication.
  • Mandated Benefit Definition Memo, 2012 — This report, which is included in this publication, defines the terms used in the mandated benefit chart, and is largely based on what is usually specified in the enacted legislation. Mandate legislation differs from bill to bill and from state to state. It would be impossible to make a detailed assessment of each state’s mandates without evaluating each piece of legislation — legislation which is often amended in subsequent years. Our report is intended to be a snapshot and so may not apply to all variations of a particular mandate.

To order the full report, including a state-by-state listing of mandates and mandate definitions, please complete and return the order form, or contact us at publications@cahi.org, or 703-836-6200.

Download the executive summary.

For reprint/license information, please contact us at publications@cahi.org, or 703-836-6200.

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