State High Risk Pools
Health insurance risk pools are special programs created by state legislatures
to provide a safety net for the "medically uninsurable" population. These are
people who have been denied health insurance coverage because of a pre-existing
health condition, or who can only access private coverage that is restricted
or has extremely high rates.
FAQs
How do state high risk pools operate and who can belong
to them?
Which
states offer high risk pools?
For more information:
National Association of State Comprehensive Health Insurance Plans (NASCHIP)
List of state pools
State High Risk Pools: A Low-Cost Solution to Access to Coverage
Access to Coverage: Building on Current Protections
CAHI's high risk pool white paper (2004)
Getting Started: A State Checklist for Creating High Risk Pools
Listen to CAHI's public service
announcement (mp3 file)
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