Short Cuts: Guaranteed Issue
October 2007
A one page summary of why gauranteed issue leads to higher premiums.
Small Steps to Big Reform
August 2007
A list of practical reforms that will yield big results.
Medicare's Financial Challenges
July 2007
A study by concerned actuaries that details the fiscal troubles that the medicare program will face in the future.
Controlling the High Cost of Health Care: The Role of Reinsurance Medical Risk Management
July 2007
Explains the role the health reinsurance industry in managing catastrophic cases and reducing cost.
The Health Care Freedom Coaltion
July 2007
A new coalition, of which CAHI is a partner, that sets out of preserve basic free market principles and consumer choice in health care reform.
The Myth of the Underinsured Crisis
July 2007
Discusses how out of pocket costs have actually decreased in recent years.
America's Affordable Health Reform Plan
Principles of SCHIP Reform
June 2007
Lists various intiatives that can be implemented to reform the State Children's Health Insurance Program
2008 Presidential Candidates on Health Care Reform
June 2008
Summarizes in detail the proposals of the 2008 presidential candidates. It is updated as of June 4.
Mandated Benefit Definition Memo
May 2008
Corresponds with our mandate study publication to explain what each mandate actually means.
Conventional Wisdom in Health Care Reform: And Why Most of it is Wrong
May 2007
What are some common misconceptions about health care reform? This paper sets the record straight.
The Basics of Health Insurance
May 2008
Explains some of the most frequently asked questions about health insurance plans.
Trends & Ends in State Mandated Benefits, 2008
May 2008
Details the most common proposed and enacted mandates from the past year.
Trends and Ends, HSA State Implementation Report
March 2007
The Council for Affordable Health Insurance has released a Trends and Ends paper detailing state legislation pertaining to Health Savings Accounts.
How High Loss Ratios Undermine Affordable Health Insurance - Updated March 2008
March 2008
Explains how high loss ratios imposed on health insurance carriers hinders access to affordable policies.
Health Insurance Mandates in the States for 2007
March 2007
State mandates are raising the cost of health insurance. While there were only a handful of mandates in the 60s, there are now over 1,900.
Understanding the Uninsured
March 2007
Who are the uninsured? The Council for Affordable Health Insurance has released its new publication explaining that the uninsured population is not monolithic and has different solutions for different groups of people.
CAHI Updates Trends and Ends in State Mandates
February 2007
The Council for Affordable Health Insurance has updated its Trends & Ends paper to discuss the various types of new mandates being introduced in the states.
Reinsurance vs. Federal Government
February 2007
CAHI Federal Affairs Director Angela Hunter explains that the reinsurance industry performs a wide range of functions that keep health care costs down.
What Everyone Should Know About Reinsurance
February 2007
CAHI Executive Director Merrill Matthews and Re-Solutions Intermediaries Vice President Robert Anderson answer frequently asked questions about health reinsurance.
Health Insurance Mandates in the States, 2008
February 2008
An update of our annual publication that lists coverage mandates from each state.
CAHI Short Cuts: Community Rating
February 2008
A summary of our longer paper on why community rating puts health insurance out of reach for a signicant portion of the uninsured.
2008 Presidential Candidates At-A-Glance
January 2008
Compares the presidential candidates proposals side by side.
2008 State Legislators Guide
January 2008
What can states do to re-invigorate their health insurance markets? Our guide for legislators provides some practical solutions.
Should We Abandon Risk Assessment in Health Insurance?
May 2009
Explains that getting rid of risk assessment in health insurance will lead to higher premiums.
2009 State Legislators' Guide to Health Insurance Solutions
January 2009
A practical guide for state legislators that explains measures that can help a create a vibrant state health insurance market.
2008 Voters' Guide
October 2008
A breakdown of how members of congress voted on making affordable health insurance available.
Understanding Health Insurance Rescissions
September 2008
Explains what health insurance rescissions are and how they are processed.
Answering Your Questions About Health Savings Accounts
August 2008
Answers the most frequently asked questions about HSAs.
HSAs, FSAs, HRAs: Which Consumer Driven Health Care Option Should You Choose?
August 2008
An update for 2008.
Obama vs. McCain: Competing Health Care Visions
August 2008
Details and compares the health policy proposals of presidential candidates Barack Obama and John McCain.
Benefiting Cities: How Cafeteria Plans Enhance City Benefits while Saving Taxpayer Money
July 2008
Explains the benefits to both employers and employees to using Section 125 plans.
America's Affordable Health Reform Plan
July 2008
Mandated Benefit Definition Memo
Updated January 2007
Update: Answering your Questions About Health Savings Accounts
Updated January 2007
Update: HSAs, HRAs, FSAs: Which Consumer Driven Health Care Option Should You Choose?
Updated January 2007
CAHI Releases the 2007 State Legislators' Guide for Health Insurance Solutions
CAHI has released the guide for State Legislators in order for policy makers to learn why the cost of health insurance is rising and what can be done about it.
Destroying Insurance Markets: How Guaranteed Issue and Community Rating Destroyed the Individual Health Insurance Market in Eight States
The book, by Conrad F. Meier and co-published by the Council for Affordable Health Insurance and the Heartland Institute, analyzes how guaranteed issue and community rating caused individual health insurance market costs to sore and forced thousands of people out of the market, leaving them uninsured.
State Health Insurance Index 2006: A 50-State Comparison of the Nation’s Health Insurance Market
CAHI's latest publication provides a snapshot of the health insurance environment in each state.
State Health Insurance Index 2006: Methodology
The methodology includes a discussion of each Index component and how it was calculated
Year In Review - CAHI 2005 Annual Report
Congressional Activity Report 109th Congress
CAHI's web-based report that discusses some of the key pieces of legislation, which ones we supported or opposed, and where they stalled in the 109th Congress.
HSAs and the Chronically Ill: Smarter Patients and Better Care
The new paper evaluates how the chronically ill may find HSAs a
valuable new option.
What's Fair about Fair Share: Wal-Mart Bills Are Growing in Popularity and Intrusiveness
CAHI's new paper evaluates Fair Share legislation, which has been introduced in various forms in more than 30 states.
Massachusetts' Health Care Reform Plan: Too Many Sticks; Not Enough Carrots
The new paper evaluates the recent Massachusetts reform legislation and raises serious questions about its structure, costs and invasions of privacy.
CAHI Releases the 2007 State Legislators' Guide for Health Insurance Solutions
CAHI has released the guide for State Legislators in order for policy makers to learn why the cost of health insurance is rising and what can be done about it.
2006 State Legislators' Guide to Health Insurance Solutions
The Guide helps state legislators understand why health insurance premiums have been rising and provides solutions that would increase access to affordable health coverage.
Medicare's Hidden Administrative Costs: A Comparison of Medicare and the Private Sector
The paper, by Merrill Matthews, Ph.D., director of CAHI, looks at how Medicare calculates its administrative costs versus how the private sector administrative costs are tabulated.
Maine's Dirigo Health: A String of Broken Promises
The state of Maine has implemented Dirigo Health not only to increase health insurance access, but to decrease health care costs. CAHI's latest Issues & Answers evaluates Dirigo Health's goals, slow progress and high costs.
Trends in State Mandated Benefits, 2005
This short report identifies some of trends such as which state mandates are growing in popularity among state legislators and in which states.
CAHI’s 2004 Voters Guide
How did you congressman or senator do? Click here to find out!
Year In Review - CAHI 2004 Annual Report
HSAs: Need Only the Healthy and Wealthy Apply?
Health Savings Accounts (HSAs) became available in January 2004 as part of the Medicare Prescription Drug, Improvement and Modernization Act of 2003. Since its inception, there has been a groundswell of individuals attracted to HSAs, and by most accounts that interest will grow significantly in the next few years.
The Health Care Safety Net We Want and Need
The first in a new series which will demonstrate the public policy challenge facing the U.S. and its elected representatives of developing a safety net that will provide quality and timely care for those who need it most, and allow the market to work for everyone else.
2005 State Legislators' Guide to Health Insurance Solutions
What can states do to keep health insurance accessible and affordable? Are there ways to expand choice and availability of insurance plans? Our new guide to health insurance solutions has some answers. (A printed copy of this guide is available on a complimentary basis for state legislators and other elected officials. For your copy, please contact Tom Gardner, Director of Communications, at 703-836-6200, x386, or by email at tgardner@cahi.org.)
Kerry vs. Bush: The Future of Health Care Reform?
It’s a presidential election year again, and you know what that means: health care reform is back on the political agenda. Learn about Sen. Kerry and President Bush’s proposals on health care.
The Grand Illusion: The Perennial Quest for a Single-Payer Health Care System that Works
The first in a new series which will demonstrate the consistent failure of single-payer health care systems to deliver access to quality health care at lower costs.
Association Group Insurance and Association Health Plans: They Are Not the Same
CAHI's comparison clarifies the differences and similarities between the two association models.
A How-to Manual for Modernizing Medicare
Information on how to strengthen and modernize the
Medicare system.
Senior Century: A Legislators' Guide to Seniors' Health Care Issues
With the growing number of seniors in America and the related health care costs, lawmakers will soon face tough public policy challenges. CAHI's new legislators' guide - Senior Century - offers policies that legislators can enact now to give American seniors more control and financial independence.
HSAs, HRAs or FSAs: Which Consumer-Driven Health Care Option Should You Choose?
Our comparison chart will help you decide what's right for you.
Can Government Force People to Buy Insurance?
If state governments can't force all drivers to buy auto insurance, what makes lawmakers think the federal government can force all Americans to buy health insurance?
2004 State Legislators' Guide to Health Insurance Solutions
What can states do to keep health insurance accessible and affordable? Are there ways to expand choice and availability of insurance plans? Our new guide to health insurance solutions has some answers. (A printed copy of this guide is available on a complimentary basis for state legislators and other elected officials. For your copy, please contact Tom Gardner, Director of Communications, at 703-836-6200, x386, or by email at tgardner@cahi.org.)
An Affordable Way to Help the Uninsured
What's the best way to ensure that uninsured Americans can afford health insurance? Tax credits.
HSAs vs. HSSAs: Two Steps Forward, One Step Back
Will the latest consumer-directed health care proposals improve access to affordable health care? Yes and no.
Medicaid Reform: Ten Options for the States
State Medicaid budgets are strained to the breaking point. CAHI has ten options for reform.
2003 State Legislators Guide to Health Insurance
Have questions about what state legislators can do to make health insurance more affordable? Our new guide has answers.
